Tiramisu, cheesecake, lava cake…mmmmmm! Last month Holbert’s partnered with a local spa & hair salon to offer our Insiders a coupon for a $5 back to school haircut. This month we have partnered with a local Italian Restaurant to offer our Insiders a FREE Dessert when they dine-in at Spatola’s Pizza! Spatola’s has an amazing dessert selection. It’s OK to indulge every now & again

Spatola’s Pizza is a locally owned Italian restaurant. They offer much more than pizza, though their pizza is REALLY good! The lobster ravioli is really delicious, as are the garlic knots that come with your entree — ask for a little marinara sauce on the side. So gooood!. As part of this month’s Local Partner Program offer, Insiders get a FREE dessert with purchase of 1 dinner platter at Spatola’s Pizza.

Spatola’s Pizza is located at 1801 North Broad Street in Lansdale. At Spatola’s you can expect exceptional food at a great price. In order to satisfy your sweet tooth, simply ‘LIKE’ Holbert Motor Cars on Facebook, click the Photos tab, find the Spatola’s coupon, and click to print it out. Bring the coupon with you to Spatola’s Pizza of Lansdale prior to the expiration date. Help support local businesses; stop by Spatola’s Pizza in lansdale today.

Holbert Motor Cars on Facebook

Over on the Holbert Motor Cars Facebook page we are looking to connect with our customers and other local residents who love talking about Porsche, Audi, & VW vehicles. If you have any questions about any make or model from any of our three featured brands, or you simply want to connect with other car enthusiasts, please connect with us on Facebook.

Holbert Motor Cars Email Insider Program

The Holbert Motor Cars Insider Program is free to sign-up. Each month we send our Insiders all of the latest Holbert Motor Cars information, along with special savings opportunities on new and used vehicles, as well as, vehicle service. On top of all of the great Holbert-related information, we also send our Insiders a coupon from a local Bucks & Montgomery County, PA business. We hope that you’ll take advantage of this opportunity by becoming a Holbert Motor Cars Insider today.

Holbert Motor Cars Mobile Insider Program

Remember that Holbert Motor Cars has gone mobile. You can now receive our Local Partner Program coupons and our Insider coupons directly on your mobile phone. To join our Mobile Coupons program, simply text HOLBERT to 41513.

Volkswagen is aiming to move in on Toyota and try a takeover of the mid-size sedan market. The question is, can the 2011 Volkswagen Passat handle the job?

Ever since a photo of the new Passat leaked out in June, the new ride seems to be all auto reviewers can talk about. That’s understandable despite the 2011 Passat not being a lot different than previous models. Sure, the body is a bit different but look in under the hood and it’s practically the same car as the previous years. There have been some Americanization, however. After all, how else will Volkswagen appeal to the U.S. market?

The new Passat is being manufactured in the U.S. Tennessee, to be exact.

If you’re familiar with the Passat at all then you know it fits into the luxury class alongside BMW and Mercedes Benz. So if you can picture a Toyota Camry or Honda Accord with luxury interiors and the price tag to go along with it then you can picture the new 2011 Passat. The starting MSRP is around the $28,000 ball park.

The 2011 Volkswagen Passat offers special customization kits to make the luxury exterior even more special. You can add skirts and external features to give your vehicle a better look and feel and to add more class than it already has. Volkswagen has introduced an interesting and classy vehicle into a market that has been dominated by other auto manufacturers for decades. But will consumers buy it? The least you can do is give it a test drive.

Can you get a car loan if you have bad credit? Yes. And the best part is it’s pretty easy.

Many people are surprised when they find out just how easy it is to get a bad credit car loan. In many cases you do not even need to undergo a credit history check. The lender will just require a driver’s license, auto insurance and proof of registration. The reason you need proof of registration is because some states will not allow you to buy a car without it. In Pennsylvania, for instance, your license plate is assigned to you, not the car. So to drive your car off the lot you’ll need your title, tags and registration paperwork.

Aside from legal restraints, however, getting a bad credit car loan is simple. If you’ve got the down payment in hand and meet all the legal requirements then you can walk in, buy a car and drive it off the lot in the same day. But you do have to keep up your payments or you will lose the car (and maybe even the privilege of receiving future loans).

Car dealers are willing to take a certain level of risk on loaning money to people with bad credit. That’s because they realize that just because you have bad credit doesn’t necessarily mean that you are a bad person. If you have fallen on hard financial times then you can ride out the waves and emerge with good credit because someone was willing to take a risk on your bad credit.

Bad credit doesn’t have to be a hindrance to owning a vehicle. It doesn’t have to be an obstacle to getting a car loan.

Your Warrington Porsche, Audi, and VW dealer believes in taking care of your vehicle so that safety isn’t a concern. Your brakes are perhaps the most important piece of safety equipment on your vehicle, and are critical to everyday travel.

Fortunately, there are audible warning signs when your brakes need to be serviced. Paying attention to the noises your Porsche, Audi, or VW makes can not only save you headaches down the road, it may even save your life.

The first thing you want to listen to from your brakes is a high pitched squeal. This usually means your brake pads need to be replaced. That sound comes about on purpose; there is a piece of metal in your pads that will rub against the other parts of your brakes and make that noise. While you might hear a similar noise when your brakes are wet, if you’re hearing it often, you probably need to replace your worn out brake pads.

Another noise to listen for is a grinding noise. A grinding noise usually means serious business. It means your brake pads have totally worn off. If your brakes grind, it won’t be long before they fail altogether. It’s time to get in to have them replaced, right away.

Listen carefully to your brakes, and they’ll tell you when it’s time to replace your brakes.

If you want to finance a car and you’re looking for low finance rates then you’d be better off with a new car. Used car and refinance APRs are usually higher. There’s a reason for this.

Typically, used cars cost less than new cars. You may be financing $5,000 instead of $15,000. In general, the more you are financing the lower your finance rate can be expected to be. That’s because you are expected to stretch it out over a longer period of time. If you borrow $20,000 over a five year period, for instance, your finance company looks at it as a bigger risk. If they’re willing to take that risk on you then it’s because they’ve checked your credit history and you are a better credit risk. Otherwise, they wouldn’t take the risk at all.

On the other hand, if you are a high risk borrower then you might not qualify for the higher loan and therefore don’t deserve the lower finance rate. You will likely have to buy the used car at the higher interest rate to prove your credit worthiness. You’ll be borrowing less money, but it’s a slight inconvenience for the privilege of proving you are a good credit risk for the lender.

On a refinance, you pay higher APRs because if you are refinancing then it is because you are no longer a solid credit risk. You are refinancing due to a stressed financial situation. That increases your risk factor and therefore causes your finance rate to go up.

When financing an automobile, your finance rate is dependent upon your level of risk. If you want the low rates then you’ve got to buy a new car and be a good risk.

Can you believe August is right around the corner?! Summer is almost an afterthought and here in PA, we’ll all be getting ready to start bracing for another cold winter! Before that though, another HUGE event is going to take place – BACK TO SCHOOL! For parents, September can’t get here soon enough. For kids, they are going to enjoy every last second of August. To help cut those back to school costs for parents, Holbert Motor Cars partnered with a local Hatfield Hair Salon, Tranquility LIFE Spa & Salon, to offer our readers a great savings opportunity.

Tranquility LIFE Spa & Salon is a family friendly, full service spa & salon. Tranquility’s mission is to celebrate the beauty of life as it unfolds and blooms for each one of their guests and their families. Tranquility provides pampering, professional spa & salon services and at-home retail products to enhance our guest’s quality of life. They integrate their ongoing professional education and training with a foundation of beauty to create awareness and harmony for themselves, their guests and our planet.

This month as part of the local partner program, Tranquility LIFE Spa & Salon is offering Back-to-School Kid’s haircuts for ONLY $5. Parents of kids 9 years old & under can save $10 to $15 on their child’s haircut through this great offer. Tranquility LIFE Spa & Salon is located at 121 South Main Street, Hatfield, PA. In order to redeem this incredible offer, simply ‘LIKE’ Holbert Motor Cars on Facebook, click the Photos tab, find the coupon, and click to print it out. Bring the coupon with you to Tranquility LIFE Spa & Salon of Hatfield prior to the expiration date.

Holbert Motor Cars on Facebook

Over on the Holbert Motor Cars Facebook page we are looking to connect with our customers and other local residents who love talking about Porsche, Audi, & VW vehicles. If you have any questions about any make or model from any of our three featured brands, or you simply want to connect with other car enthusiasts, please connect with us on Facebook.

Holbert Motor Cars Email Insider Program

The Holbert Motor Cars Insider Program is free to sign-up. Each month we send our Insiders all of the latest Holbert Motor Cars information, along with special savings opportunities on new and used vehicles, as well as, vehicle service. On top of all of the great Holbert-related information, we also send our Insiders a coupon from a local Bucks & Montgomery County, PA business. We hope that you’ll take advantage of this opportunity by becoming a Holbert Motor Cars Insider today.

Holbert Motor Cars Mobile Insider Program

Remember that Holbert Motor Cars has gone mobile. You can now receive our Local Partner Program coupons and our Insider coupons directly on your mobile phone. To join our Mobile Coupons program, simply text HOLBERT to 41513.

Few vehicles on the road are as beautiful and drivable as the 2011 Porsche Cayenne Turbo. This SUV has class, but it also carries the trademark Porsche sports luxury look and feel.

The estimated fuel economy is 17 miles per gallon on the highway but, officially, the EPA hasn’t released its estimated figures yet.

Perhaps one of the most impressive things about the Porsche SUV is its pick up speed. Loaded with a V8 engine 4.8-liter performance and 500 horsepower with 516 pound feet of torque, the Cayenne Turbo can get from 0 to 60 in 4.4 seconds. The top out speed is 173 mph.

The transmission is 8-speed automatic.

The start/stop system is another impressive feature, combining practicality with green technology. When stationery, if the driver’s foot is on the brake the engine will cut off automatically. The on-demand four wheel drive system operates on rear wheel traction until the electronic sensors a wet clutch and that’s when the front wheels dig in and grip.

Porsche gives rear passengers more legroom with the 2011 generation of vehicle. Its also lighter than the previous version, by about 400 pounds. The interior control panels are also classier and easier to use.

Off-roaders will not like the 2011 Porsche Cayenne Turbo, but it wasn’t built for off-roading. Porsche learned that lesson from the 2010 vehicle. Those features were nixed to return to the class Porsche strengths. You will be impressed with the hug of the Porsche SUV tires on the road at high speeds and you can manage feats you won’t even come close to in other SUVs.

While not all available in the U.S., European drives of the 2011 Porsche Cayenne Turbo can order the vehicle with a diesel engine or hybrid. Porsche has almost outdone itself.

Everybody always talks about checking and changing the oil in their cars, but most drivers forget about their transmission fluid. Transmission fluid in your Porsche, Audi, or VW is as important as the oil and it’s almost as easy to check.

The first thing to remember about checking your transmission fluid is that your car should be running. Park your car on a level spot, put it in “Park” and let it idle for a few minutes.
While the car is idling, look for the transmission fluid dipstick. It’s usually towards the back of the engine, which means it’s closer to the dashboard when looking underneath the hood. The transmission dipsticks are often colored yellow or red, too. On older cars, however, it may just be a metal hook. Other than the oil, however, the transmission fluid dipstick is the only other one you should see.

Pull the dipstick out and clean it off with a lint-free rag. Put it all the way back into the holder. Then pull it out again to get an accurate reading.

If your car hasn’t been running long, the level of the fluid should be in the “Cold” operating range. You should see this marked on the bottom of the dipstick. If you’ve been driving the car for awhile and it’s heated up, the level of the fluid should be in the “Hot” area of the dipstick.

You should also notice the condition of the transmission fluid. If it smells burned or if it looks brown or black, bring it to your Philadelphia Porsche, VW, and Audi dealer.

You have most likely heard of a real estate loan modification. If you are heading toward foreclosure or hit financial difficulty then you can ask your mortgage company to restructure your loan to make payments more affordable. Can you do the same thing with a car loan? Yes, you can.

An auto loan modification works basically the same way as a real estate loan modification. You must ask for it, but you aren’t entitled to a loan modification just for asking.

Your auto lender likely will have a loss mitigation department. Their entire purpose is to lower the natural risks the lender will experience on their loans. This loss mitigation takes place in a number of ways and one of those ways is through loan modification.

So who can receive a loan modification? Typically, hard financial cases that demonstrate a reasonable ability to pay off a car loan after the loan restructuring will be the borrowers who get their desired loan modifications. Otherwise, if you can demonstrate an ability to pay off your loan after the restructuring then you will likely lose your vehicle to repossession. You still have to prove yourself a viable credit risk.

Situations change. Auto lenders know that. But they are also business people and they will not take a loss just because you have financial difficulty. They are willing to take a loss on some loans because they realize that losses are inevitable and unavoidable. But they do their best to select the loans on which they will accept a loss. If you play your cards right, your loan won’t be one of them.

We are really excited about our local partner for June. As you may know, as part of the Holbert Motor Cars Local Partner Program, we partner with local area businesses to help provide savings opportunities to local residents, as well as, to help promote our local partners in our community. This month, we have partnered with Senior Helpers of Lansdale. Senior Helpers of Lansdale provides many in-home, caregiving services to local Bucks & Montgomery County elderly.

Senior Helpers of Lansdale offers extensive in-home care services for seniors who embrace their independence and the personal dignity that goes with it. Their in-home care services are provided by bonded and insured caregivers all of whom pass a background check. Senior Helpers of Lansdale provides a great service to our local community, and a service that many of us will one day utilize. If you’re looking for a in-home care provider for yourself, a loved-one, or a friend, a provider that you can trust, then you should stop in to talk with the folks at Senior Helpers of Lansdale. You can connect with other Senior Helpers of Lansdale customers through the Senior Helpers of Lansdale Facebook page and get the latest in-home care service information by following Senior Helpers of Lansdale on Twitter

As part of the Local Partner Program, Senior Helpers of Lansdale is offering local area residents, as well as, Holbert Motor Cars Insiders a coupon for 5% off of ANY service. To access this great savings opportunity from Senior Helpers & Holbert Motor Cars, simply ‘LIKE’ Holbert Motor Cars on Facebook, click the Photos tab, find the coupon, and click to print it out. Bring the coupon with you to Senior Helpers of Lansdale prior to the expiration date to redeem the coupon.

Senior Helpers of Lansdale offers our local elderly a full compliment of services to ensure a continuum of care. Through their proven process, which includes an in-home assessment to help determine the type and level of care needed, Senior Helpers of Lansdale is able to assist their clients with everything from companionship to bathing to Alzheimer’s and dementia care. Senior Helpers of Lansdale is located at 1816 West Point Pike, Suite 108, in Lansdale, PA and can be contacted at (215) 699-5400.

We want to thank Senior Helpers of Lansdale for participating in this month’s Local Partner Program. We hope that those of you who are looking to find out more information about in-home senior care, will check out Senior Helpers of Lansdale.

Holbert Motor Cars on Facebook

Over on the Holbert Motor Cars Facebook page we are looking to connect with our customers and other local residents who love talking about Porsche, Audi, & VW vehicles. If you have any questions about any make or model from any of our three featured brands, or you simply want to connect with other car enthusiasts, please connect with us on Facebook.

Holbert Motor Cars Email Insider Program

The Holbert Motor Cars Insider Program is free to sign-up. Each month we send our Insiders all of the latest Holbert Motor Cars information, along with special savings opportunities on new and used vehicles, as well as, vehicle service. On top of all of the great Holbert-related information, we also send our Insiders a coupon from a local Bucks & Montgomery County, PA business. We hope that you’ll take advantage of this opportunity by becoming a Holbert Motor Cars Insider today.

Holbert Motor Cars Mobile Insider Program

Remember that Holbert Motor Cars has gone mobile. You can now receive our Local Partner Program coupons and our Insider coupons directly on your mobile phone. To join our Mobile Coupons program, simply text HOLBERT to 41513.